Most income is taxable meaning that you need to declare it to HMRC.

For example, if in addition to Deliveroo, you make money from:

- Trading stocks, shares or cryptocurrency
- Selling items on Depop, Etsy, eBay or other trading websites
- Renting a property or a spare room

then you may need to pay tax on any profits.

If you’re unsure whether income is taxable – send the untied team a quick message at team@untied.io

You only need to do one tax return, no matter how many sources of income you have. For example, if you work for Deliveroo and Uber Eats (often called multi-apping), you only need to do one tax return – but just list both sources of income.

If you are employed and also have self-employment income, both can be included on your tax return. untied takes care of all that for you.

Then you may not have to pay any tax, but you’ll still need to do a tax return.

If you made over £1,000, you need to make sure you're registered with HMRC and do a tax return.

Universal Credit is not taxable.

You can see a list of taxable and tax-free state benefits here.

Yes, the Self-Employment Income Support Scheme (SEISS) grants paid out by HMRC are taxable. They need to be treated as taxable business income in the tax year they were received.

We’ve built COVID support functionality into untied that you can read about here. Our untied Pro app even has a special tag for this type of income.

As a self-employed courier, you may have some business costs when at work.

Expenses are any business costs associated with working. These expenses can be deducted from your overall income, so you can reduce the tax on your overall profit.

You can claim expenses like:

- Your untied subscription
- Mileage (different rates apply for different types of vehicle, but untied calculates all that automatically for you)
- Parking fees (but not parking tickets)
- Bike maintenance
- Business insurance(s)
- Bags or branded clothing
- Mobile phone and any data (adjusted for any private use)
- Any other expenses incurred "wholly and exclusively" for your self-employment

What you can’t claim for:

- Food
- Everyday clothes
- Self-assessment tax penalties and interest (but untied helps you avoid these!)
- Mileage between your home and your first job of the day

HMRC gives you an allowance for how much you can claim per mile you travel.

You can claim money from your mileage if you deliver on a bicycle, motorbike or in a car.

The current business rate mileage is between 20p and 45p per mile, depending on what vehicle you used.

With untied you don't need to worry about what rate to use as we calculate it!

With untied Pro you’re able to log your mileage in the background whilst you ride, so when you need to do your tax return, your savings are already calculated.

You can't claim mileage and claim costs of your vehicle.

Absolutely! Many delivery couriers were unaware of how much money they can save by deducting their mileage from their tax bill.

For example, if you rode 5,000 miles in a year on a motorbike (an average of less than fourteen miles a day) whilst working as a dlivery courier, you’d save £1,200 in a year.

Yes! untied applies bike mileage at a rate of 20p a mile - which is the same one that HMRC allow for employees. We believe this is a fair reflection of the cost of running a bicycle.

untied Pro and lite will ask you what mode of transport you used to deliver orders and help you work out exactly how much you can save.

There are special rules that determine whether an electric bike or e-bike is treated as a bicycle or a motorcycle. You can claim mileage, but there are some specific rules around the rates you can get.

First you need to know if it's an "EAPC" (Electrically Assisted Pedal Cycle) or not. An EAPC is like a bicycle for tax purposes.

A non-EAPC is like a motorcycle or moped for tax purposes. It will also needs to be registered and taxed, and you’ll need a driving licence to ride it. You’ll therefore probably already know if your e-bike is an EAPC or not!

Want more on whether your e-bike is an EAPC?

Does it have:

- pedals that can be used to propel it
- a maximum power output of 250 watts
- a maximum speed of 15.5mph

If you tick all three, it's an EAPC and a bicycle for tax purposes.

Otherwise it’s not an EAPC and is classed as a motorcycle or moped for tax purposes. The tax rules for motorcycles will apply, which means that untied will apply mileage at 24p a mile.

You can't double claim.

For a car, the best thing to do is to claim mileage. This covers the cost of the vehicle, car insurance, maintenance and fuel etc.

If you have a bike or motorbike which you largely or totally use for deliveries, you can alternatively claim the business share - this can be 100% if it's only for deliveries. You can claim the cost of the bike, insurance, maintenance and fuel etc. If you are claiming the business share, don't also claim mileage! Once you decide how you're claiming for a vehicle you can't then swap to the other method as that would be double claiming.

untied helps you take care of your taxes from gathering data through to submission.

Lots of things happen automatically – meaning that you can keep track of what you owe, when you owe it and most importantly, how much you can save.

Our software looks after a lot of what an accountant or bookkeeper may do. You can use untied and an accountant if you prefer.

We also know that people do have questions, so we have five star service on hand if you need it.

We’ve worked alongside Deliveroo, as well as other Deliveroo riders, to create the fastest, best-value way of getting your taxes done.

untied has two plans – untied lite and untied Pro.

untied lite allows you to input information, directly from your payslips and manually calculate your expenses. You can also enter the miles you've travelled. The software will then calculate the tax you need to pay, based on that information and you can submit your tax return. You can see a walkthrough of untied lite here.

untied Pro links to your bank accounts, so you can tag your income and expenses as they happen – you can even add your receipts. The untied Pro app can also log your mileage automatically whilst you're riding, so that you don't have to write down all the miles or track them on a spreadsheet, saving you time––and don't forget those miles turn into more tax savings for you. You can see untied Pro in action here.

Yes. We know that a lot of delivery couriers also have other full or part time jobs, so we let you easily add income earned from employment too.

Your employer will provide you with a P60/P45 document, and we'll show you where to enter that information in untied. If you have more than one employment income, then you'll need untied Pro.

You can also link untied to your HMRC record to bring in your employment data from there.

Yes, absolutely.

untied lite can be accessed from your mobile browser or on your computer.

untied Pro has its own mobile app available on iOS and Android, but it can also be used in your computer's browser.

Sure - you can amend your tax return with HMRC, even after this has been sent. HMRC gives you 12 months to amend your tax return, so you can make changes to your 2023/24 tax return until 31 January 2026 and make amendments to your 2024/25 tax return until 31 January 2027, even after it's been sent to HMRC.

You can do this all easily via untied. See our article here for details how!

untied Pro can log your journeys in the background whilst you deliver, whereas untied lite requires you to calculate your own mileage separately.

You can get untied lite for just £35 – which is the cheapest way of getting your return done.

You can get untied Pro for £64.99­ which saves the most time and is the most tax efficient way of getting your return done.

Both options provide an annual subscription at a special discounted price for delivery couriers. Don’t forget you can also claim the cost of untied as an expense!

Still not convinced…well, some delivery couriers have told us that using the mileage tracker in untied Pro has saved them so much time on paperwork that they can spend that saved time delivering. Imagine just having the time to do one more delivery every month instead of doing paperwork––that delivery each month covers the cost for untied.

You can, but make sure you have all the necessary records and information and a lot of time.

The most basic HMRC self-employment tax return runs to ten pages and has nearly 150 boxes for information – our estimates suggest it can take around seven hours to pull all the information together and enter it manually.

If you’re using untied we only capture the information that is relevant to your personal circumstances and we send all the data that's needed to HMRC, so you don’t have to worry.

We also take care of any questions along the way and find ways to help you save on your tax return.