Welcome to untied self-employed tax hub!

Most earned income is taxable meaning that you will need to declare it to HMRC. All this can be done in untied.

For example, if in addition to your courier or delivery income , you make money from:
  - Trading stocks, shares or cryptocurrency
  - Renting a property or a spare room

then you may need to pay tax on any of those profits too.

If you’re unsure whether income is taxable – send the untied team a quick message at team@untied.io

You only need to do one tax return, no matter how many sources of income you have.

Normally you would combine all your self-employment together - for instance if you did some work as an IT developer and as a designer, this would be reported together.

If you are employed and also have self-employment income, both must be included on your tax return. untied takes care of all that for you.

If you made over £1,000, you need to make sure you're registered with HMRC and do a tax return, even if you made less than the personal allowance.

Remember there are two types of tax - if you made under the personal allowance of £12,570, you won’t need to pay any income tax, but you’ll still need to do a tax return.

The threshold for the other type of tax - national insurance - is lower. One type of national insurance kicks in at just over £6,500 and is also calculated when you submit your tax return.

Yes, the Self-Employment Income Support Scheme (SEISS) grants paid out by HMRC are taxable. They need to be treated as taxable business income in the tax year they were received.

We’ve built COVID support functionality into untied that you can read about here. Our untied Pro app even has a special tag for this type of income.

As a self-employed, you may have some business costs when at work.

Expenses are any business costs associated with what you're earning from self-employment. These expenses can be deducted from your overall income, so you can reduce the tax on your overall profit.

Some things cannot be deducted - such as clothing (unless it's a uniform or carries your logo), and your lunch.

For the cost of a vehicle you use for self-employment, you would usually claim mileage (see below).

You can claim expenses like:
  - Your untied subscription
  - Mileage (different rates apply for different types of vehicle, but untied calculates all that automatically for you)
  - Parking fees (but not parking tickets)
  - Business insurance(s)
  - IT equipment
  - A share of home costs for working from home (untied has a wizard to work these out)
  - Mobile phone and any data (adjusted for any private use)
  - Any other expenses incurred "wholly and exclusively" for your self-employment

Many people are unaware of how much money they can save by deducting their mileage from their tax bill. HMRC gives you an allowance for how much you can claim per mile you travel.

You can claim money from your mileage if you use a bicycle, motorbike or a car for your business.

The current business rate mileage is between 20p and 45p per mile, depending on what vehicle you used.

But you don't need to worry about what rate to use as untied takes care of that automatically! untied Pro logs your journeys in the background. It means that when you come to do your tax return, we can calculate how much you’ve saved automatically.

Yes! untied applies bike mileage at a rate of 20p a mile - which is the same one that HMRC allow for employees. We believe this is a fair reflection of the cost of running a bicycle.

untied Pro and lite will ask you what mode of transport you used to deliver orders and help you work out exactly how much you can save.

There are special rules that determine whether an electric bike or e-bike is treated as a bicycle or a motorcycle. You can claim mileage, but there are some specific rules around the rates you can get.

You'll need to know if it's an "EAPC" or not - an electrically assisted pedal cycle.

An EAPC is like a bicycle for tax purposes.

An non-EAPC is like a motorcycle or moped for tax purposes. It will also need to be registered and taxed, and you’ll need a driving licence to ride it. You’ll therefore probably already know if your e-bike is an EAPC or not!

Want more on whether your e-bike is an EAPC? Does it have:
  - pedals that can be used to propel it
  - a maximum power output of 250 watts
  - a maximum speed of 15.5mph

If you tick all three, it's an EAPC and a bicycle for tax purposes.

Otherwise it’s not an EAPC and is classed as a motorcycle or moped for tax purposes. The tax rules for motorcycles will apply, which means that untied will apply mileage at 24p a mile.

untied helps you take care of your taxes from gathering data through to submission.

Lots of things happen automatically – meaning that you can keep track of what you owe, when you owe it and most importantly, how much you can save.

We also know that people do have questions, so we have five star service on hand if you need it.

untied has two plans – untied lite and untied Pro.

untied lite allows you to input information, directly from your payslips and manually calculate your expenses. You can also enter the miles you've travelled. The software will then calculate the tax you need to pay, based on that information and you can submit your tax return. You can see a walkthrough of untied lite here.

untied Pro links to your bank accounts, so you can tag your income and expenses as they happen – you can even add your receipts. The untied Pro app can also log your mileage automatically whilst you're riding, so that you don't have to write down all the miles or track them on a spreadsheet, saving you time––and don't forget those miles turn into more tax savings for you. You can see untied Pro in action here.

Yes. We let you easily add income earned from employment too.

Your employer will provide you with a P60/P45 form, and we'll show you where to enter that information in untied.

untied also supports income from property and investments - and even if you're non-resident.

Yes, absolutely.

untied lite can be accessed from your mobile browser or on your computer.

untied Pro has its own mobile app available on iOS and Android, but it can also be used in your computer's browser.

Sure - you can amend your tax return with HMRC, even after this has been sent. HMRC gives you 12 months to amend your tax return, so you can make changes to your 2020/21 tax return until 31 January 2023 and make amendments to your 2021/22 tax return until 31 January 2024, even after its been sent to HMRC.

You can do this all easily via untied. See our article here for details how!

untied Pro can log your journeys in the background whilst you work.

You can, but make sure you have all the necessary records and information and a lot of time.

The most basic HMRC self-employment tax return runs to ten pages and has nearly 150 boxes for information – our estimates suggest it can take around seven hours to pull all the information together and enter it manually. 

If you’re using untied we only capture the information that is relevant to your personal circumstances and we send all the data that's needed to HMRC, so you don’t have to worry.

We also take care of any questions along the way and find ways to help you save on your tax return.